Attention homeowners: Real estate appraisal services for in Fernandina Beach and Nassau County

Here are the top 7 reasons FL homeowners call on Nine31 Appraisal Services LLC:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
To challenge a FL property tax assessment
To cut a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To settle an estate in Nassau county or FL by determining the true market value of property in question

Own a house in or near Fernandina Beach, FL and need help determining the value of it?
Contact Nine31 Appraisal Services LLC.

We at Nine31 Appraisal Services LLC understand the special needs of a homeowner after appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. Being a regular homeowner that ordinarily doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Nine31 Appraisal Services LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value assessment than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We're experts in helping consumers just like you dismiss undesirable PMI insurance.

Challenge Nassau county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that is declining. That only means you are paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Nine31 Appraisal Services LLC is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Nine31 Appraisal Services LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for accuracy, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.